Operational Updates

Weekly initial unemployment claims at 209,000; insured unemployment falls to 1.827 million

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Key takeaways

  • Seasonally adjusted initial claims were 209,000 for the week ending Jan. 24, 2026, down 1,000 from the previous week's revised 210,000.
  • The 4-week moving average of initial claims was 206,250, up 2,250 from the prior week's revised average.
  • Seasonally adjusted insured unemployment was 1,827,000 for the week ending Jan. 17 (insured unemployment rate 1.2%), the lowest since Sept. 21, 2024.
  • Unadjusted initial claims totaled 231,181 (down 41,255 or -15.1%) compared with the prior week; unadjusted insured unemployment was 2,146,572 (down 82,168).
  • Total continued weeks claimed for all programs for the week ending Jan. 10 were 2,265,780, a decrease of 69,868 from the prior week.
  • No state was triggered "on" the Extended Benefits (EB) program during the week ending Jan. 10.
  • Largest state changes in initial claims (week ending Jan. 17): increases — California +5,504 and Kentucky +2,817; decreases — New York -9,464 and Georgia -5,710.

Follow Up Questions

What exactly is an "initial claim" for unemployment insurance and who files one?Expand

An initial claim is the first weekly notice filed by a worker with a state unemployment office asking for a determination of eligibility for unemployment insurance after losing (or separating from) a job; it’s filed by the unemployed individual (including former state/federal civilian employees and discharged veterans under special programs).

What does the "insured unemployment rate" measure and how does it differ from the overall unemployment rate reported by BLS?Expand

The insured unemployment rate (IUR) measures workers currently receiving UI benefits (insured unemployed) as a percent of workers covered by the UI system (covered employment); it differs from the BLS overall unemployment rate because the latter (from the CPS) counts all unemployed people as a percent of the labor force, including many who don’t qualify for or don’t file for UI.

What is the difference between "seasonally adjusted" and "not seasonally adjusted" claims?Expand

"Seasonally adjusted" data have predictable seasonal patterns (holidays, school cycles, hiring seasons) statistically removed so week‑to‑week changes reflect underlying trends; "not seasonally adjusted" (unadjusted) are the raw counts that include those regular seasonal swings. Agencies (BLS/ETA) produce both and update seasonal factors annually.

What is the Extended Benefits (EB) program and what does it mean for a state to be "triggered on"?Expand

The EB program is a permanent federal–state program that temporarily adds weeks of UI benefits during periods of high state unemployment; a state is "triggered on" when statutory formulas (based on insured unemployment and/or total unemployment measures over specified weeks) exceed thresholds so EB becomes payable in that state.

What are UCFE and UCX federal programs and who do they cover?Expand

UCFE (Unemployment Compensation for Federal Employees) covers former civilian federal workers; UCX (Unemployment Compensation for Ex‑Service Members) covers recently separated veterans—both are federally administered programs counted separately in the weekly claims statistics.

Why are weekly numbers revised from the advance release to later reports, and what causes large revisions?Expand

Weekly numbers are revised because states send late or corrected filings and because BLS/ETA update seasonal factors and incorporate additional state data; large revisions occur when many states submit corrections late, there are reporting lags after holidays or system changes, or when seasonal‑factor updates alter adjusted series.

How should readers interpret the 4-week moving average compared with the single-week initial claims number?Expand

The 4‑week moving average smooths weekly volatility by averaging four weeks of initial claims, so it better shows short‑term trends; a single‑week number can spike or dip for one‑off events, while the 4‑week average reduces noise and is less sensitive to reporting quirks.

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