Order directs agencies to restrict federal program support for institutional purchases of single-family homes

True

Evidence from credible sources supports the statement as accurate. Learn more in Methodology.

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directive

Key agencies issue guidance preventing relevant Federal programs from approving, insuring, guaranteeing, securitizing, or facilitating sales of single-family homes to institutional investors as directed by the Order.

Source summary
President Donald J. Trump signed an Executive Order directing federal agencies to limit large institutional investors from acquiring single-family homes by preventing federal programs from facilitating such sales, promoting "first-look" policies for owner-occupants, requiring ownership disclosures, and pursuing reviews and enforcement. The Order tasks Treasury, HUD, DOJ, and the FTC with rule and acquisition reviews, asks the White House for legislative recommendations, and directs Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities to help lower borrowing costs.
Latest fact check

The White House fact sheet and presidential action explicitly state that the order directs agencies to issue guidance to prevent federal programs from 'providing for, approving, insuring, guaranteeing, securitizing, or facilitating the acquisition by a large institutional investor of a single-family home that could otherwise be purchased by families.' Reuters coverage confirms the executive order aims to restrict large institutional investors from buying single-family homes that could be purchased by individual buyers. The combination of the primary White House document and independent reporting supports the claim as stated.

Timeline

  1. Update · Jan 21, 2026, 12:32 PMTrue
    The White House fact sheet and presidential action explicitly state that the order directs agencies to issue guidance to prevent federal programs from 'providing for, approving, insuring, guaranteeing, securitizing, or facilitating the acquisition by a large institutional investor of a single-family home that could otherwise be purchased by families.' Reuters coverage confirms the executive order aims to restrict large institutional investors from buying single-family homes that could be purchased by individual buyers. The combination of the primary White House document and independent reporting supports the claim as stated.
  2. Update · Jan 21, 2026, 10:59 AMTrue
    Section 3(a)(i)(A) of the Executive Order (signed Jan. 20, 2026) directs specified agencies to issue guidance within 60 days “to prevent agencies and Government‑sponsored enterprises from ... providing for, approving, insuring, guaranteeing, securitizing, or facilitating the acquisition by a large institutional investor of a single‑family home that could otherwise be purchased by an individual owner‑occupant.” Contemporary news reports summarizing the order (Reuters, CNBC) confirm the same directive. Verdict — True: the Executive Order explicitly contains the language and instruction described in the claim (Sec. 3) directing agencies to issue that guidance.
  3. Original article · Jan 20, 2026

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